Florida market notes
Short, dated market notes tracking the numbers that move Florida property: inventory and absorption by metro, investor mortgage rates, insurance premium trends and rental yield snapshots.
These are deliberately brief and time-stamped. For the frameworks behind them, use the guides; for the rules, the regulation pages.
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Frequently Asked Questions
Each note carries its own publication and update date and covers the quarter named in its title. Florida inventory and pricing moved quickly through 2026, so treat any note older than one quarter as directional rather than current.
A buyer’s market in condos and a balanced one in single-family. Condo supply sits at 8.8 to 13.2 months against 4.6 for single-family, statewide condo values are down roughly 9.9%, and about a third of active listings carry a price reduction, rising above 40% in Southwest Florida. The cause is carrying cost, principally SB 4-D reserve funding and insurance repricing, rather than a demand collapse.
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